RPGFit check
Is It's Only Money worth it for you?
We tell you who should skip it, too.
Play it if you…
Good fit- Open-world action fans who want property ownership and vehicle customisation
- Co-op groups of up to four players who want shared missions and combat
- Players who enjoy combining criminal activities with side minigames and roguelite combat
Skip it if you…
Saves you a refund- Players seeking a tightly focused campaign may find the many activities and open-world systems diffuse
- Those wanting a consistently serious tone may not suit the mix of crime, satire, gambling, and unusual minigames
- Solo players looking specifically for a party-based experience may not use the cooperative roster fully
Our take on It's Only Money
The listing foregrounds citywide chaos, wealth, and a large activity set, but the core structure is a broad open-world sandbox rather than a single tightly directed campaign. Its many side systems, from property management to PvP minigames, may compete for attention with the central takeover story.
What is It's Only Money?
Play as an Undercity resident trying to reclaim Rockhaven from the Mayor and his corporate allies.
Explore the city, steal cars, pickpocket wealthy residents, fight enemies, complete missions, and confront the Mayor’s lieutenants in boss encounters. Up to four players can cooperate, while recruited Homies can follow and fight alongside the group. Money can be spent on houses, businesses, clothing, vehicles, and living-space customisation. Property ownership brings residents back to the surface and can provide gameplay benefits. Vehicle customisation includes visual parts, hydraulics, headlight colours, and NOS, with parts unlocked by taking and crushing cars. Side activities include wage-earning minigames, snail racing, PvP microgames, and the Metro Dungeon, a wave-based roguelite mode with upgrades and unusual powers.
How It's Only Money plays
- 01Four-player cooperation
- A solo player can invite up to three friends for shared missions, combat, and city activities.
- 02Property ownership
- Purchased homes and businesses can bring Undercity residents to the surface and provide gameplay benefits.
- 03Vehicle customisation
- Cars can receive hydraulics, coloured headlights, NOS, and other parts, with millions of possible combinations.
- 04Recruitable allies
- Homies can be recruited to follow the player and participate in fights and criminal activities.
- 05Metro Dungeon
- This roguelite mode sends players through enemy waves while offering upgrades and unusual powers.
- 06Competitive minigames
- PvP activities include Prop Hunt and Gorb Rush, alongside gambling on snail races.
Games like It's Only Money
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Denside StudiosFor:Players who want an open-ended town-life setup with several ways to earn moneySkip if:Players seeking a tightly directed story rather than self-directed money-making and lifestyle choices
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Frozen PixelFor:Players who want open-world action RPGs with exploration and combatSkip if:Players seeking a tightly focused campaign may find the many side activities and open-world structure diffuse
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Skystone GamesFor:Players who enjoy open-world crime games focused on chaotic destruction rather than realistic criminal simulations.Skip if:Players looking for a structured campaign or clearly defined missions may find the focus on open-ended chaos limited.Picked by overlapping fit notes and genres, not an editorial comparison.
It's Only Money: platforms & release
Is It's Only Money worth it?
It is worth it if: open-world action fans who want property ownership and vehicle customisation. Skip it if: players seeking a tightly focused campaign may find the many activities and open-world systems diffuse.
Where can I download It's Only Money?
Use the Download Now button on this page: it opens It's Only Money's store page, where you can choose how to get it.
What platforms is It's Only Money on?
Windows only.
